Representative Example:

Amount of credit: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% p.a. (variable). A short term high cost loan should not be used as a long term solution. We are a broker not a lender. We don't charge fees. We don't sell your personal information.

Why Choose Smart Loans UK?

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Fast Application

It takes less than 60 seconds to apply online with Smart Loans UK. Start now

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No Fees

Smart Loans UK have no hidden fees. We won't hide anything from you.

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Transparent Product

Smart Loans UK offers transparent Short Term Loans from £50 to £3,000.

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Representative Example: Amount of credit: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% p.a. (variable). A short term high cost loan should not be used as a long term solution. We are a broker not a lender. We don't charge fees. We don't sell your personal information.

You need to:

Have a valid bank account with an income

Be a UK resident and have a valid address

Be 18 or older to apply with Smart Loans UK

Ensure that:

You have your loan details ready

Know that you can make the monthly repayments

Are sure that this is right for you

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Who Are We?

Smart Loans UK offer a range of short term loans. Our loan application process is fast, we have no fees and our product is transparent.

Learn more about us

Am I Eligible?

Check to see if you're eligible for a Short Term Loan with Smart Loans UK using our FREE eligibility loan checker tool on our website.

See if you're eligible

Get Support

Smart Loans UK are keen to ensure that you get support at any time of the day. Whether you've got a question, or have found a bug on our website, you can let us know.

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Get Your FREE Eligibility Check

Check to see whether you're eligible for a Short Term Loan with Smart Loans UK. Get a loan from £50 up to £3,000. Choose how much you'd like to borrow below and we'll see if you're eligible.

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Smart Loans UK - Collection practices

You need to know

If you can't make the monthly repayment then you'll need to get in touch with your loan provider as soon as you can. They will help you with your situation and get you back on track again.

Talking to your lender will be the fastest way to reschedule your monthly loan repayments. Or, to also discuss further options.

These lenders will usually reserve the rights to utilise the Continuous Payment Authority to continue to then attempt to take your payment from your card up to 90 days past the due date. Please check your Terms & Conditions for further information.

Apply online today with Smart Loans UK

Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Quick, Simple, Short Term Loans

Get started with your Short Term Loan application with Smart Loans UK. We provide a Guaranteed service to applying for a Short Term Loan day or night. We search against a collection of trusted lenders to ensure that you get the right loan for you. Our team of knowledged people will ensure that support is on hand when you need it. We put you first in getting a loan. Start your application today with Smart Loans UK and see how much you can borrow.

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Representative Example:
Amount of credit: £400 borrowed for 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% p.a. (variable). A short term high cost loan should not be used as a long term solution. We are a broker not a lender. We don't charge fees. We don't sell your personal information.

Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk