Smart Loans UK


Complaints policy

Our complaints process

At Smart Loans UK we're dedicated to ensuring that you receive a great customer service. If you aren't satisfied with any aspect of our service that you've received from William Ellis Sinclair (the Company, we, us, or our), we would like you to tell us your concerns to enable us to address them.

You can send your complaint to us by emailing [email protected]. If you want to write to us please send your complaint to Smart Loans UK, 8A Dunraven Place, Bridgend, CF31 1JD, United Kingdom.

Please note

Smart Loans UK cannot deal with complaints regarding the service provider or any lender or broker we may refer you to. You will need to notify them directly.

What we need

To help us investigate your complaint

To help us investigate and resolve your complaint please provide us with the following details:

  1. Your full name, address, date of birth and telephone number
  2. The full details of your concern, please provide as much detail as possible

How long will it take?

We focus on customer service

Upon receipt of your complaint we will do our best to resolve your complaint by the end of the next working day. If we cannot do this, we will send you an acknowledgement within 5 working days of receipt and let you know who is dealing with it.

We will keep you informed of the progress of the investigation by writing to you no later than four weeks after receiving your complaint, to let you know the outcome of our investigations. If for some reason we have been unable to reach a resolution at this stage and further investigations are required, we will write to you at this stage informing you of the reasons for the delay. We are committed to ensuring that you receive a final response letter within eight weeks of the Company receiving your complaint.

Further steps

What you can do if you aren't satisfied

If you are dissatisfied with our final response, or we have not provided a final response within eight weeks of receiving your complaint you have a number of options available to you.

  • You can ask us for a formal review by contacting our Complaints Manager; and / or
  • You can ask the Financial Ombudsman Service (FOS) to review your complaint. You may contact FOS following the passing of eight weeks after making a complaint. You have a maximum of 6 months from date of receipt of our final response within which to contact FOS.

Please note, even if you have asked for your complaint to be reviewed by the Company, you still have the right to contact the FOS.

Contact details

How you can get in touch

To request a formal review of our complaints procedure, please contact the Complaints Manager on:

  • Complaints Manager
  • Smart Loans UK
  • 8A Dunraven Place
  • Bridgend
  • CF31 1JD
  • United Kingdom

To submit a complaint to FOS, please contact the Financial Ombudsman Service, Exchange Tower, London, E14 9SR. Telephone: 0800 023 4567. Email: [email protected].

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