Warning: Late repayments can cause you serious money problems. For help, go to moneyhelper.org.uk. We are a broker not a lender.

Smart Loans UK

Check eligibility

A short term loan can be used for many financial situations such as an unexpected emergency. Short term loans with Smart Loans UK are useful option for paying off bills quickly within just a few months. Short term loans could cost you less than other types of loans.

Am I eligible?

Short term loan eligibility checks

UK resident

You must be a UK resident living in the UK

Over 18

You must be at least 18 years of age

UK bank account

You must have a valid UK bank account

Valid address

You must have a valid UK address

Regular income

You must be employed and receive a regular income

Able to repay

You must be able to repay the short term loan

Start your short term loan application

Apply now

Next steps

Is a short term loan right for you?

Did you answer yes to all of the short term loan requirements? If so you can start your loan application with us. It's quick and easy to complete.

Smart Loans UK are here for you to help you through these situations. We know that sometimes your pay just won't stretch far enough and unexpected things can come up that are simply out of your control. A short term loan is the right solution to these problems. Smart Loans UK has short term loans for many different situations. With our online loan application form, simply fill in a few details and receive a decision within minutes.

If you feel that you are experiencing financial difficulty you might consider contracting a debt advisory service to help you out with the situation. For more advice and help visit nationaldebtline.org

Why choose us?

How Smart Loans UK can help

Smart Loans UK work closely with the top UK lenders so we can provide the right short term loan for you.

If you have any questions in regards to our website or the servies we provide please do not hesitate to contact our online customer service team.

Please take a look at our FAQs for common questions and answers about our short term loans and Smart Loans UK to see if we've already answered a question you might have.

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